About ClaimCalc

ClaimCalc helps people close to retirement answer one question: when should I claim Social Security? We turn the official SSA rules into free calculators and plain-English guides — break-even age, full retirement age, delayed credits, spousal and survivor benefits, the earnings test, and COLA.

Everything runs in your browser. You type in the numbers from your my Social Security statement and get an instant comparison — no account, no upload, no tracking.

We are an educational reference, not a financial advisor or law firm. Rules and limits change, so always confirm final numbers at ssa.gov before you file.