Social Security Claiming Age Chart (62-70)
A quick-reference chart of Social Security benefit percentages at every claiming age from 62 to 70, for both FRA 66 and FRA 67.
A quick-reference chart of Social Security benefit percentages at every claiming age from 62 to 70, for both FRA 66 and FRA 67.
This chart shows what percentage of your full retirement age (PIA) benefit you receive at each claiming age. Values assume your FRA is 67 (born 1960 or later):
| Claiming age | % of PIA (FRA 67) | % of PIA (FRA 66) |
|---|---|---|
| 62 | 70% | 75% |
| 63 | 75% | 80% |
| 64 | 80% | 86.7% |
| 65 | 86.7% | 93.3% |
| 66 | 93.3% | 100% |
| 67 | 100% | 108% |
| 68 | 108% | 116% |
| 69 | 116% | 124% |
| 70 | 124% | 132% |
From 62 to 66 the drop is about 6-7% per year (5/9% per month for the first 36 months, then 5/12%). From FRA to 70 the gain is 8% per year. Use the FRA calculator for your exact birth year and the break-even calculator for your dollar amounts.
Frequently Asked Questions
What percentage do I get at 62?
70% of your PIA if your FRA is 67, or 75% if your FRA is 66.
How much more do I get each year I wait?
About 6-7% more per year before FRA (the reduction shrinks), then 8% per year after FRA up to 70.
What is the maximum at 70?
124% of PIA with FRA 67, or 132% with FRA 66.