Social Security Survivor Benefit Calculator
Estimate the monthly survivor benefit you could receive, based on the deceased spouse's PIA and your claiming age.
Runs 100% in your browser — your benefit numbers never leave this pageTry: Deceased spouse's benefit at FRA=2000, Your survivor claiming age=62 → 81%, $1,620, Claim at FRA for 100%; earlier = less, up to 70 = more
How to use
Enter the deceased spouse's benefit at FRA and the age you would claim survivor benefits. Benefits range from 71.5% (age 60) to 100% at FRA, up to about 114% at 70. Press Calculate to estimate.
Details: survivor benefits explained.
FAQ
Can I collect survivor benefits at 60?
Yes — as early as 60, at about 71.5% of the deceased's PIA. Waiting to FRA gives 100%.
Can I switch from survivor to my own benefit?
Yes. You can take the survivor benefit first and switch to your own (higher) retirement benefit later, and vice versa — see couples' strategies.
Do survivors get delayed credits?
Survivor benefits can grow with delayed credits up to about 114% at age 70.